SMART SWEEP
Live / Applied — New application — not yet assigned to an examiner (as of 11 Mar 2026)
What this means for you
Not registered yet, but its 11 Mar 2026 filing date beats anything filed after it. If it registers, the owner can stop confusingly similar uses in the classes it covers.
Record
- Serial number
- 99696340
- Mark type
- Stylized text
- Filed
- 11 Mar 2026
- Attorney of record
- Derek A. Auito
Goods and services
- Class 036 — Insurance and financial services: Banking services; checking account services; financial services, namely, providing an account-based automated debt optimization program that applies deposited funds to reduce outstanding balances beginning with highest-interest obligations and reallocates funds from lower-interest obligations to maintain liquidity for transactions; financial information and advisory services provided via a real-time dashboard featuring interest savings, payoff pacing, projected debt-free dates, and alerts; provision of financial analysis and scenario modeling related to debt repayment and cash flow
- Class 042 — Scientific and technological services: Software as a service (SaaS) featuring software for banking account management and real-time financial optimization, namely, automating daily sweeps of deposited funds to higher-interest debts, managing withdrawals from lower-interest obligations to maintain spending liquidity, and providing a real-time dashboard with analytics, alerts, and simulation tools for debt and cash-flow management
Owner
- CMG Financial Services, San Ramon, CA, US
Prosecution history
- 11 Mar 2026 — APPLICATION FILING RECEIPT MAILED
- 11 Mar 2026 — NEW APPLICATION OFFICE SUPPLIED DATA ENTERED
- 11 Mar 2026 — NEW APPLICATION ENTERED