FINTEGRAL

Live / Applied — Non-final action mailed (as of 09 Jan 2026)

What this means for you

Not registered yet, but its 02 Aug 2025 filing date beats anything filed after it. If it registers, the owner can stop confusingly similar uses in the classes it covers.

Record

Serial number
99316907
Mark type
Stylized text
Filed
02 Aug 2025

Goods and services

  • Class 036 — Insurance and financial services: Financial administration of income and employment verification services; financial data authentication services for lending institutions; real-time payment pattern analysis for fraud detection; automated processing of financial documents using artificial intelligence; temporal fingerprinting services for organizational payment verification; Financial planning, namely, mortgage pre-qualification services using artificial intelligence; income stability analysis and prediction services; automated employment verification services for loan applications; financial risk assessment services using behavioral biometrics and temporal pattern analysis; Financial advisory and consultancy services, namely, providing financial advice regarding loan eligibility based on verified income data; fraud risk consultation services using AI-powered document analysis; advisory services relating to income verification and employment authentication; consultancy in the field of financial document fraud prevention; Payment verification services using distributed ledger technology (DLT); Payment verification services; Blockchain-based payment verification services; Funds verification services; Credit card verification; Check verification; Business credit verification services
  • Class 042 — Scientific and technological services: Computer programming services, namely, development of software for financial verification and fraud detection; programming of artificial intelligence systems for income verification; development of machine learning algorithms for detecting AI-generated documents; creating software for temporal pattern analysis and employer fingerprinting; Consulting services for others in the field of design, planning, and implementation project management of financial verification systems, fraud detection platforms, and automated income verification software; consulting regarding implementation of AI-powered document authentication systems; Software as a service (SAAS) featuring software for time-tracking; Software as a service (SAAS) services featuring software for verifying identity and income through document analysis; detecting fraudulent financial documents; authenticating employment status through payment pattern analysis; providing risk assessment scores for lending decisions; Software as a service (SAAS) services, namely, hosting software for use by others for financial verification, fraud detection, income authentication, and employment verification; hosting APIs for real-time document verification and risk assessment; Software as a service (SAAS) services featuring software for identifying persons with possible exposure to fraudulent intent through behavioral biometric analysis; identifying artificially generated documents; detecting suspicious financial patterns; identifying employment misrepresentation to facilitate contact tracing; Software as a service (SAAS) services in the nature of hosting cloud-based software of others; Providing online non-downloadable software development tools for creating blockchain-based applications provided by a blockchain as a service (BAAS) provider; Artificial intelligence as a service (AIAAS) featuring software using artificial intelligence for analyzing data and interacting with humans; Artificial intelligence as a service (AIAAS) featuring software using artificial intelligence for database management; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Information and advisory services relating to software as a service (SAAS); Consulting services in the field of software as a service (SAAS); Advisory services in the field of software as a service (SAAS); Software as a service (SAAS) featuring software for recording time spent on certain tasks; Software as a service (SAAS) services featuring software for collecting, verifying, and transmitting data and information for use in blockchain-based smart contracts; Platform as a service (PAAS) featuring computer software platforms for financial verification services, fraud detection systems, income authentication, and employment verification; providing APIs for integrating verification services into third-party applications; Infrastructure as a service (IAAS) services, namely, hosting software for processing financial documents, analyzing transaction patterns, detecting fraudulent activities, and verifying employment information; hosting verification and authentication infrastructure for use by others; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for detecting AI-generated financial documents; analyzing behavioral biometrics for fraud detection; verifying income through pattern recognition; authenticating employment through temporal analysis; Application service provider (ASP) featuring software for use financial document verification, fraud detection, income validation, and employment authentication; providing access to proprietary verification algorithms and fraud detection models; Information services in the field of software as a service (SAAS); Providing user authentication services using multi-factor authentication technology for authenticating financial documents and verifying their legitimacy; authenticating user identity through behavioral biometric analysis; authenticating employment status through payment pattern verification; authenticating income claims through multi-source validation; Electronic data back-up services; Electronic data storage; Internet Protocol (IP) address verification services; Electronic signature verification services using technology to authenticate user identity; Electronic document and e-mail authentication services; Providing electronic verification of on-line orders of digital content and generating electronic permission codes which then allow users to access said digital content; Technical verification of power systems designs; Technical verification and validation of instrumentation radar systems

Owner

Prosecution history

  • 09 Jan 2026 — NOTIFICATION OF NON-FINAL ACTION E-MAILED
  • 09 Jan 2026 — NON-FINAL ACTION E-MAILED
  • 09 Jan 2026 — NON-FINAL ACTION WRITTEN
  • 16 Dec 2025 — ASSIGNED TO EXAMINER
  • 10 Dec 2025 — NEW APPLICATION OFFICE SUPPLIED DATA ENTERED
  • 02 Aug 2025 — APPLICATION FILING RECEIPT MAILED
  • 02 Aug 2025 — NEW APPLICATION ENTERED

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