INSTAFI

What this means for you

Approved and waiting on proof of use. It will register unless the applicant drops it, and its 12 Dec 2024 filing date already counts against anyone who files later.

Record

Serial number

98899535

Mark type

Stylized text

Filed

12 Dec 2024

Published for opposition

06 Jan 2026

Attorney of record

Stephen J. Stark

Goods and services

• Class 009 — Scientific and electric apparatus: Magnetically encoded charge cards, credit cards, debit cards, and payment cards; credit, debit, charge, and payment cards containing an encoded electronic chip for enabling secure financial and commercial transactions; downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks, and mobile telecommunications networks; downloadable computer software for the electronic storage, transmission, presentation, verification, and authentication of credit, debit, charge, and payment cards; downloadable computer software for integration with accounting, bookkeeping, and project management platforms, enabling automated expense categorization, real-time budget tracking, and fund allocation linked to card transactions; downloadable mobile applications for monitoring transaction histories, project-level spending, and yield on deposit balances; downloadable software providing enhanced security measures, including tokenization and multifactor authentication for financial data and payment card information; downloadable application programming interfaces (APIs) enabling integration of payment card data with third-party financial, accounting, and compliance systems, and enabling automated draw management, expense approvals, and digital lending workflows
• Class 035 — Advertising and business services: Accounting services; consulting and information concerning accounting; accountant referrals; providing on-line trade directory services featuring real estate investment firms, hard money lenders, accounting firms, businesses providing financial and business consulting services, businesses providing outsourced business leadership, personnel and human resources administration, businesses providing compliance and fund management services, businesses providing data services, businesses providing brand and marketing services, businesses providing project profitability analytics, and businesses providing software development and integration services; on-line business directory listings featuring accounting firms, accountants, businesses providing real estate lending solutions, financial analytics, cost tracking, automated bookkeeping services, construction draw management, and other fintech-related services; general business networking referral services, namely, promoting the goods and services of others by passing business leads and referrals among group members; tracking, comparing and monitoring corporate and project-level expenses for others for cost accounting purposes; providing business consulting and advisory services relating to project expense management, cost allocation, and procurement optimization; business consulting in the field of financial operations and process automation for real estate and lending operations. Administration of discount programs for enabling corporate participants to obtain discounts on goods and services through use of corporate physical and virtual credit, debit, charge and payment cards; promoting the membership and use of physical and virtual credit, debit, charge and payment card accounts through the administration of incentive award programs; providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; promoting the goods and services of others by awarding purchase points for physical and virtual credit, debit, charge and payment card use; providing on-line trade directory services; on-line business directory listings featuring accounting firms, accountants, businesses providing financial and business consulting, project expense management, real estate lending solutions, data services, brand and marketing services, product development, compliance and fund management services, and software development services
• Class 036 — Insurance and financial services: Issuance of credit, debit, charge and payment cards; financing loans for business payments through use of corporate credit, debit, charge and payment cards; electronic payment services involving electronic processing and subsequent transmission of bill payment data; corporate cash management services; providing financial consulting and advisory services related to expense allocation, cost overrun detection, and cash flow optimization; providing online financial tools, namely, providing on-line financial calculators for analyzing lending portfolios, monitoring real estate project funding, and achieving higher risk-adjusted returns
• Class 042 — Scientific and technological services: Providing temporary use of a web-based software application for controlling, monitoring, validating and categorizing credit, debit, charge and payment card transactions and virtual payment transmissions; providing temporary use of online non-downloadable software for automated bookkeeping, linking transactions to project budgets, streamlining compliance reporting, managing fund disbursements, and ensuring secure connectivity to third-party accounting platforms

Owner

• InstaFi Inc., Chattanooga, TN, US
• InstaFi Inc., Chattanooga, TN, US

Prosecution history

• 03 Mar 2026 — NOA E-MAILED - SOU REQUIRED FROM APPLICANT
• 06 Jan 2026 — OFFICIAL GAZETTE PUBLICATION CONFIRMATION E-MAILED
• 06 Jan 2026 — PUBLISHED FOR OPPOSITION
• 31 Dec 2025 — NOTIFICATION OF NOTICE OF PUBLICATION E-MAILED
• 08 Dec 2025 — APPROVED FOR PUB - PRINCIPAL REGISTER
• 08 Dec 2025 — EXAMINER'S AMENDMENT ENTERED
• 08 Dec 2025 — NOTIFICATION OF EXAMINERS AMENDMENT E-MAILED
• 08 Dec 2025 — EXAMINERS AMENDMENT E-MAILED
• 08 Dec 2025 — EXAMINERS AMENDMENT -WRITTEN
• 03 Dec 2025 — PREVIOUS ALLOWANCE COUNT WITHDRAWN
• 11 Nov 2025 — WITHDRAWN FROM PUB - OG REVIEW QUERY
• 22 Oct 2025 — APPROVED FOR PUB - PRINCIPAL REGISTER
• 22 Oct 2025 — EXAMINER'S AMENDMENT ENTERED
• 22 Oct 2025 — NOTIFICATION OF EXAMINERS AMENDMENT E-MAILED
• 22 Oct 2025 — EXAMINERS AMENDMENT E-MAILED