CPOI
Live / Applied — Non-final action mailed (as of 11 Feb 2026)
What this means for you
Not registered yet, but its 26 Jun 2025 filing date beats anything filed after it. If it registers, the owner can stop confusingly similar uses in the classes it covers.
Record
- Serial number
- 79440026
- Mark type
- Design + words
- Filed
- 26 Jun 2025
Goods and services
- Class 009 — Scientific and electric apparatus: Computer software and computer software platforms relating to payments and financial transactions; computer software and computer software platforms for identifying and authenticating users; computer programs; computer interfaces; payment software; e-commerce and e-payment software; downloadable apps; mobile apps; computer hardware; encoded cards and smart (programmable) cards; credit cards; encoded debit cards; telecommunications apparatus; intercommunications apparatus (term considered linguistically incorrect by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); apparatus for data storage; computer data storage apparatus; data storage instruments, machines and media; security devices for computer software; computer software for authorising access to databases and stored information; mobile telephone software; data receivers for the secure registration, transfer, processing and reproduction of sounds, images or data; data processing terminals; electronical payment terminal (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); invoicing machines; programs for accessing the internet and electronic mail services; apparatus for guarding data communication systems against unauthorised access; computer software designed for and specific to the financial and business sectors; computer software relating to the handling of financial transactions; computer programmes relating to financial matters; computer software relating to loyalty programs; virtual assistant software; computer software for biometric systems for the identification and authentication of persons; downloadable smartphone software applications; application software for mobile devices, wireless devices and cloud computing services; magnetic data carriers, optical data carriers and magneto-optical data carriers; databases; computer databases; database engines; downloadable e-wallets; cryptocurrency wallets; cryptocurrency exchange software; downloadable software for spending, trading, receiving and accessing cryptocurrency; downloadable computer software for managing cryptocurrency transactions using blockchain technology.
- Class 036 — Insurance and financial services: Financial services; monetary services; payment processing; payment verification services; remote payments services (term considered linguistically incorrect by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); contactless payment services; banking services; brokerage; financial management; provision of financial services via a mobile application; provision of banking and payment services via a mobile application; money exchange and transfer; currency transfer services; currency exchange services; electronic funds transfer services; atm banking services; bank account services; savings bank services; savings account services; current account services; debit account services; credit card services; e-wallet payment services; financial services relating to savings; financial management; financial advice; financial information; debt collection agency services; insurance services; bank account information services; financial trading services; issuing tokens of value as a reward for customer loyalty; issuing electronic payment cards in connection with bonus and reward schemes; financial services, namely, providing electronic transfer and trading services for a virtual currency; financial exchange of virtual currency; financial sponsorship; charitable fundraising services; organisation of charitable collections; financial services relating to credit card services; investment schemes and accounts (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); currency trading; cryptocurrency trading services; business banking; home banking; online banking; investment banking; invoice splitting services (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); on-line financial, banking, savings, payment and credit facilities (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); home banking and online banking services; information, advisory and consultancy services relating to the aforesaid services.
- Class 042 — Scientific and technological services: Software as a service (SaaS) relating to payments and financial transactions; Software as a service (SaaS) for identifying and authenticating users; Platform as a Service (PaaS) relating to payments and financial transactions; Platform as a service (PaaS) for identifying and authenticating users; design and development of computer hardware and software relating to payments and financial transactions; design and development of computer hardware and software for identifying and authenticating users; computer software and programming services; computer services (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); lease, hire and rental of computer hardware, software and programs; design of websites; creating and maintaining websites; hosting the websites of others; research in the field of mobile payment technology; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable software for use in processing, generating, tracking, calculating, measuring, reporting, and analyzing information and reports in the fields of payments, financial transactions, user identification and user authentication; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; data security services; monitoring of credit card activity to detect fraud via the internet; user authentication services using biometric hardware and software technology for banking and payments online; user authentication services using single sign-on technology for online software applications; computerised and electronic data storage services; innovation consulting services, namely advising others in the area of fintech development; research and development in the field of application programming interfaces for online payment; consultancy, information and advisory services relating to all the foregoing.
Owner
Prosecution history
- 26 Feb 2026 — REFUSAL PROCESSED BY IB
- 12 Feb 2026 — NON-FINAL ACTION MAILED - REFUSAL SENT TO IB
- 11 Feb 2026 — REFUSAL PROCESSED BY MPU
- 15 Jan 2026 — NON-FINAL ACTION (IB REFUSAL) PREPARED FOR REVIEW
- 14 Jan 2026 — NON-FINAL ACTION WRITTEN
- 06 Jan 2026 — ASSIGNED TO EXAMINER
- 05 Jan 2026 — APPLICATION FILING RECEIPT MAILED
- 05 Jan 2026 — NEW APPLICATION OFFICE SUPPLIED DATA ENTERED
- 25 Dec 2025 — SN ASSIGNED FOR SECT 66A APPL FROM IB